So your mortgage term is up.  Now what? Well, it becomes open for renewal, which puts you in a position to negotiate a new term and new interest rate on your mortgage. Believe it or not, that puts you in a position of power.

Let’s say you have always gone with a variable rate mortgage but are of the belief that refinancing now -- to obtain a new variable rate mortgage at a respectable discount to prime -- might be a better option, we can sit down with you to investigate this possibility.